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My husband is a plumber. We wish to open a business account and take out a small loan to buy a van and have it sign written. I bank with Barclays and he banks with Natwest (never got round to a joint account!) though he also has a Barclaycard. We now wish to get our finances in order and want:

1. Business Account
2. Housekeeping Account
3. £2000 loan.

Does anyone have any pertinent advice please?

  1. Melanie
    Being a small business owner, you need to pay extra attention to management of financial resources. Since growth of your business somehow depends on its financial position, you should always be cautious about cash flaw within or outside your business. It is quite true that lack of finance can become a big problem in the way of the success of your small business. http://www.worldbestloans.com/businessloans.htm Since market is crowded with various business loan schemes, every small business owner can manage to get the desired amount without any problem. Therefore if you own a new and small business organization and financial shortfall is bothering you, then these loans can prove to be the best help for you.
  2. MD. William Nellord
    Monday-Saturday:7:30am-6:30pm {Processing time}. Sunday:12noon-6:30pm {Processing time}. Compliment of the season. I am Mr. William Nellord MD "DIAMOND FINANCIAL HOME" I am a certified loan lender i give out loan at interest rate of 3%. I give out loan for any purpose. Do you want to pay your bills?, OR in financial problem? even bad credit? or for any other reason? Contact me today with the following eMail:financediamond@gmail.com Kindly fill and reply with the form bellow Full Name: Contact Address: Phone: Country: Amount Needed as Loan: Loan Duration: Gender: we can start with the processing of your loan immediately. Mr. William Nellord Managing Director DIAMOND FINANCIAL HOME INT'L
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  4. Rosemary P
    Provided you've kept your personal accounts in good order, you're probably better applying to either of your current banks for your new accounts. They know you and will also be best placed for considering a loan. A completely new bank will want to see your track record before lending to you. We've not used either bank although I know Nat West used to have very good start up information, including your business plan layout, which is something you'll need to submit as part of a loan application. When we first started, we banked with Royal Bank of Scotland. We then moved to Lloyds. It was easy to open an account for our second business with them because they knew us. Think about asking for an overdraft to cover your van purchase. You can pay it off quicker than a loan. A plumbing business should be able to pull in that money quite quickly. Contact your local Business Link for free help and advice on starting your business. They're good on funding sources and will help with your business plan content. Good luck with your new venture!

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